Does Homeowners Insurance Protect Against Slab Leaks?




A report published by the Environmental Protection Agency (EPA) shows that plumbing leaks can waste up to 10,000 gallons of water every month.

Slab leaks aren’t just financially damaging; they can destroy the structure of your home and affect your health as well.

While calling a slab leak specialist is a good idea and can save you hundreds of dollars, you also need to figure out whether your insurance policy covers slab leak damages.

If there are multiple leaks and you need to get your pipeline re-routed, you’ll have to check if your insurance service is willing to cover the costs.

With that in mind, let’s take a look at what Homeowners Insurance covers when it comes to slab leaks:

It Depends on the Damage

The thing is, what your insurance will cover depends on the type of damage your property has incurred.

In order for homeowners to make a claim, there are three requirements:

- There should be damage to your property
- Your insurance policy covers water damage
- There has to be sudden damage


The policies for Texas are different from other states. In Texas, most Homeowners Insurance policies don’t cover damages for a house’s foundation. The soil in Texas has high clay content, which means that the soil is bound to shift.

But you’ll need to buy a special endorsement in order to cover foundation damage. This policy will cover fifteen percent of the damage and the cost limit is approximately $25,000.

But if the damage was due to lack of maintenance or caused naturally (a tree falling onto your sewage system), then your insurance company can deny your claim.

What Would Happen If You Don’t Do Anything?

A lot of homeowners choose to ignore the problem. But not addressing slab leaks immediately can be dangerous.

Flooding and structural damage are some of the problems caused by slab leaks. Health problems like asthma attacks, lung infection, wheezing, and difficulty in breathing which occurs as a result of the subsequent mold and fungi growth are also concerns.

What Can You Do About It?

The first thing you should do is call a slab leak specialist in Fort Worth. A professional has the tools and expertise to analyze the root cause of the damage. They can also use thermal imaging to find out how much damage has been done to the foundation.

When it comes to affordability and plumbing, Pro Serve Plumbing has all the answers you’re looking for.

They provide exceptional slab leak repairs and solutions for all your plumbing needs. Their membership starts at only $99. They also offer various discounts and fifteen percent off on all prices. In addition, they provide a $100 discount on tankless flushes.
Connect with them today. 



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